Personal Accident and Sickness insurance is designed to provide financial protection if you are unable to work due to an injury or illness. It can be the most important insurance cover for a tradesperson who is self-employed or a contractor and works in physically demanding jobs, such as construction, plumbing, and electrical work, where the risk of accidents and injuries is high.

Accident and Sickness insurance provides income protection if you are unable to work due to an injury or illness. This Insurance provides weekly benefits to help cover medical expenses and everyday living expenses, with options to potentially cover you for accidental death or disablement, which can provide a lump sum payment to your beneficiaries if you suffer a permanent disability due to an accident.

One of the key benefits of accident and Sickness insurance is the peace of mind it provides. Tradespersons who work in high-risk environments may experience accidents and injuries that prevent them from working, leading to lost income and financial difficulties. With the right insurance policy in place, you can rest assured that you will have financial support during difficult times.

When choosing accident and Sickness insurance, it is important to consider the level of coverage provided. Insurance Policies may vary in terms & conditions, the amount of financial support provided, the length of time for which you are covered, and the types of injuries and illnesses covered. It is important to read the policy documents carefully and understand the terms and conditions of the policy before signing up.

If you suffered an accident, injury or illness which prevents you from working for a period of time, Personal Accident & Sickness insurance provides financial protection to protect your business, family & livestyle with the appropriate level of cover.

Speak with your insurance broker today to find out more about Accident and Illness cover and how it can protect your livelihood.